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About Us

Finan & Schmidt Agency is a family-owned independent insurance agency established in 1918. We represent several companies writing most any type of insurance, including home, auto, business, life, mobile home, condominiums, non-profit groups, liquor liability, homeowner associations, and workers’ compensation insurance.

Finan & Schmidt Agency is deeply committed to our local community and a significant contributor to non-profit and service organizations as well as local events that benefit our area merchants.

  • 75 years combined staff experience.
  • No voicemail…personal phone service.
  • Fast claims service.
  • Representatives available 24 hours for emergencies.
  • Discounts for group membership: AARP, MEA, college alumni, Chamber of Commerce, and many more.
  • Largest writer of seasonal homes in the thumb.
  • Distance is no problem. Our companies have claims representatives throughout Michigan.

We represent one of the premier insurance companies in the United States, with the highest financial rating in Michigan, a J.D. Power Award winner for claims service with substantial multi policy discounts. Let us give you a no obligation quote. Combine your home, auto, personal umbrella, and life insurance. Lower your premiums and/or add needed policies to your portfolio.

An Independent Advantage

We are Independent Agents in Port Austin, Michigan, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Finan & Schmidt Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.